February 16, 2017

How Studying Data Helped Me Get Over My Divorce – When your marriage breaks apart, a long train of loved ones assure you that time will heal your grief. They are not wrong. But as a data journalist, I misunderstood them to mean the arc of that recovery would be linear.

Steep Decline: 21,000 Completed U.S. Home Foreclosures in December – According to CoreLogic’s December 2016 National Foreclosure Report, U.S. foreclosure inventory declined by 30 percent and completed foreclosures declined by 40 percent compared with December 2015. The number of completed foreclosures nationwide decreased year over year from 36,000 in December 2015 to 21,000 in December 2016, representing a decrease of 82 percent from the peak of 118,336 in September 2010.

6 ways to pay off your mortgage faster – Stop focusing on the rate and pay attention to prepayment options

February 13, 2017

How Studying Data Helped Me Get Over My Divorce – When your marriage breaks apart, a long train of loved ones assure you that time will heal your grief. They are not wrong. But as a data journalist, I misunderstood them to mean the arc of that recovery would be linear.

3 No-Brainer Reasons to Get a 15-Year Mortgage – Most people who get a mortgage sign up for a 30-year loan. But if you’re able to swing a 15-year mortgage, you stand to reap a number of benefits. Because you’ll be borrowing money for less time, you’ll also be paying less interest. In fact, your total interest charges will probably equal less than half of what they’d be under a 30-year borrowing scenario, partly because of your accelerated repayment schedule, and partly because you’ll likely snag a lower interest rate to begin with.

More Than $1 Trillion Worth of Junk Debt Risk Faces Investors – More than $1 trillion worth of junk debt is scheduled to mature over the next five years, a development that could provide heavily indebted businesses with serious challenges, according to a Moody’s Investors Service report that was cited by The Wall Street Journal. While companies with low credit ratings can currently obtain funding at favorable rates, this situation could change if yields on junk debt surge. (For more, see also: Junk Bonds: Everything You Need to Know.)

February 6, 2017

Financing growth with debt in the app economy – When it comes to obtaining financing to grow your app or game business, there are several options from which to choose that take a debt-based approach, rather than giving away equity in your business. Choosing the right type of financing is critical; making the wrong choice can be costly in both financial and non-financial terms.

The Mortgage-Bond Whale That Everyone Is Suddenly Worried About – Almost a decade after it all began, the Federal Reserve is finally talking about unwinding its grand experiment in monetary policy.

Foreclosure help program faces loss of funding, advocates say – A network of housing agencies and legal groups that has helped more than 20,000 Long Islanders facing foreclosure is pushing to get funding for its work included in next year’s state budget.

January 31, 2017

How To Succeed Financially During And After A Divorce – Few people enter a marriage expecting it to end in divorce, but unfortunately, many marriages do. While no one wants to plan for a divorce, sound financial planning can help ease or protect against the financial effects of a divorce, should one come to pass. Below are 9 steps you can take that will serve you well as you embark on the divorce process.

Mortgage rates move lower for Monday – Multiple key mortgage rates receded today. The average rates on 30-year fixed and 15-year fixed mortgages both tapered off. The average rate on 5/1 adjustable-rate mortgages, the most popular type of variable rate mortgage, also declined.

The Missing Step To Getting Out (And Staying Out) Of Debt – Once you are on track to pay off your credit cards, have built an emergency fund, and are funding your 401(k), you can take a huge sigh of relief, pat yourself on the back, and relax.

January 27, 2017

January is ‘divorce month’ — a lawyer breaks down the top signs a marriage is about to dissolve – The antithesis to December’s engagement season, divorce filings begin to spike in January, peaking in February and March.

Mortgage rates move higher for Thursday – Several benchmark mortgage rates floated higher today. The average rates on 30-year fixed and 15-year fixed mortgages both trended upward. The average rate on 5/1 adjustable-rate mortgages, meanwhile, also climbed.

How to Address High Utilization in Health Care – Community prevention and care management strategies can achieve short- and long-term returns

January 24, 2017

7 things never to do after a divorce – January is the month for making a clean start with resolutions, but it’s also known for another life-changing event: divorce. There is a huge spike in divorce filings this month.

Looking to get a mortgage in 2017? – Here’s what you need to know    Over the next 12 months, here are some things to keep in mind as you consider your financing

Foreclosure Rate Down by 30% in 2016: Black Knight – The foreclosure presale inventory rate fell year over year by 30% in December, signaling the most improvement of any year on record, according to Black Knight Financial Services’ “first look” data report.