You can apply for probate even without a copy of will – Probate may be granted of will’s contents if they can be established by evidence.

Mortgage Delinquencies, Foreclosures Fell in March – The latest data from Lender Processing Services Inc. (NYSE: LPS) shows that the total U.S. mortgage loan delinquency rate has fallen from 6.8% in February to 6.59% in March, and that mortgages in foreclosure have declined from 4.19% to 3.37%. A total of 4.997 million mortgages — 9.96% — are now delinquent or in foreclosure proceedings, down from 5.589 million in March of 2012.